Gold Loan

Dnyankrupa Multistate’s Gold Loan scheme offers a fast, secure, and hassle-free way to meet your urgent financial needs by pledging your gold ornaments. With competitive interest rates and no prepayment penalties, it ensures maximum value for your gold. The loan is disbursed quickly with minimal documentation, making it an ideal solution for emergencies, business needs, or personal expenses. Your gold is stored safely, giving you complete peace of mind throughout the loan period.

Aspects

  • 1. Loan Against Gold Jewellery
  • 2. Quick Processing & Disbursement
  • 3. Loan Amount: Based on gold purity and weight
  • 4. Loan Limit: Up to 75% of gold’s market value

ROI & Handling Charges

  • 1. Rate of Interest is 18%
  • 2. Processing Fees: Minimal and deducted from loan amount

Eligibility

  • 1. Any Individual aged 18 years and above
  • 2. Must own gold jewellery in their name
  • 3. No income proof required

Documentation & Security

  • 1. KYC Documents: Aadhaar Card & PAN Card
  • 2. Passport-size Photograph
  • 3. Savings/Current Account (if new customer)