Mortagage Loan

Dnyankrupa Multistate’s Mortgage Loan scheme provides customers with access to substantial funds by pledging residential or commercial property as security. This loan is ideal for business expansion, education, medical expenses, or other personal needs. With attractive interest rates, flexible repayment tenure, and minimal documentation, it ensures a smooth borrowing experience. Your property remains safe while you benefit from its value, making this a smart and secure financing option.

Aspects

• 1. Loan Against Residential, Commercial, or Industrial Property
• 2. High Loan Amounts – Based on property valuation
• 3. Loan Limit: Up to 60% to 70% of the property’s market value
• 4. Flexible Tenure: Up to 10 years

ROI & Handling Charges

• 1. Rate of Interest is 18%.
• 2. Processing Fees: As applicable
• 2. Prepayment / Foreclosure: Allowed with nominal charges

Eligibility

• 1. Salaried Individuals
• 2. Self-Employed Professionals / Businesspersons
• 3. Owners of property with clear title and proper documentation

Documentation & Security

• 1. Identity & Address Proof: Aadhaar, PAN, etc.
• 2. Income Proof: Latest ITR (2–3 years), salary slips, bank statements
• 3. Property Documents: Title deed, 7/12 extract, property tax receipt, etc.
• 4. Photographs
• 5. Guarantors: Required by the loan policy