LIC, Mutual Fund, Post Office FD Mortgage Loan

Dnyankrupa Multistate provides a smart loan solution by offering Mortgage Loans against LIC policies, Mutual Fund units, and Post Office Fixed Deposits. This facility allows you to unlock the value of your long-term investments without liquidating them. With attractive interest rates, flexible repayment options, and easy documentation, it’s an ideal choice for meeting urgent personal or business needs. Your investment continues to grow while you gain access to much-needed funds securely and conveniently.

Aspects

• 1. Loan available against the surrender value
• 2. You retain ownership and continue earning returns on your investment
• 3. Fast processing & minimal documentation
• 4. Loan Amount: Up to 75% to 90% of asset value (based on type of instrument)

ROI & Handling Charges

• 1. Rate of Interest is 18%.
• 2. Processing Fees: Minimal

Eligibility

• 1. Individuals holding valid LIC, Mutual Fund, or Post Office deposit instruments
• 2. Ownership documents must be in the applicant’s name
• 3. Must be a resident Indian with valid KYC

Documentation & Security

• 1. KYC Proof: Aadhaar, PAN, Address Proof
• 2. LIC Policy Bond, Mutual Fund Statement / Unit Certificate and Post Office Deposit Certificate (NSC, RD, KVP, etc.)
• 3. Loan Application Form & Photograph
• 4. Savings/Current Account (if new customer)