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Loan Product · Loan Against Investment
Access funds against LIC policies, mutual funds, or Post Office deposits — retain ownership and returns.
The Loan Against LIC Policy, Mutual Fund, and Post Office Deposits offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. allows individuals to access funds using their existing investments as security.
Instead of redeeming your investment prematurely, this facility enables you to take a loan against the surrender value or market value of your financial instruments while continuing to retain ownership and earn returns.
The Loan Against Investment facility provides flexible financing for investors.
This facility helps individuals manage financial needs while protecting long-term investments.
This ensures transparent loan processing and predictable repayment planning.
Rate of Interest
18%
Handling Charges
Minimal
Borrowers can retain their investments and continue earning returns.
Minimal documentation ensures fast approval.
Loan limits depend on the value of the investment instrument.
Loans are backed by established financial instruments such as LIC policies and deposits.
The Loan Against Investment facility is available for:
To apply for a Loan Against Investment, the following documents are required:
These documents help verify ownership of the investment instruments and process the loan smoothly.
