Loan Product · Bachatgat Loan for Women
Financial Support for Women Self-Help Groups in Maharashtra
Financial support for Women Self-Help Groups (SHG) to encourage collective economic empowerment.
The Bachatgat Loan for Women offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed to support Women Self-Help Groups (SHG) and encourage collective economic empowerment. This loan facility helps women entrepreneurs and community groups access financial resources to start small businesses, expand income-generating activities, and strengthen financial independence.
Women's Bachatgat groups play an important role in building sustainable community development through savings and cooperative efforts. Our loan program provides structured financial assistance to registered SHGs so they can invest in business activities, agriculture, small-scale manufacturing, retail, and other productive ventures.
- Financial support for women groups
- Flexible loan amounts
- Encourages group entrepreneurship
- Supports income-generating activities
Loan Aspects
Our Bachatgat Loan scheme is designed to strengthen the financial capacity of women's self-help groups.
- Loan available for registered Women's Bachatgat / Self-Help Groups (SHG).
- Encourages collective economic empowerment of women.
- Flexible loan amount based on group activity and repayment capacity.
- Joint liability model among group members, ensuring shared responsibility and accountability.
This structure helps promote responsible financial management within the group.
ROI & Handling Charges
Loan Amount: ₹50,000 to ₹5,00,000 depending on group size and financial requirements. This financing range allows groups to support small business activities and community-based enterprises.
Rate of Interest
18%
Handling Charges
As applicable
Why Choose Bachatgat Loan?
Women Empowerment
The scheme encourages women's participation in economic activities and entrepreneurship.
Group-Based Financial Support
Loans are structured around collective responsibility, promoting strong financial discipline.
Flexible Loan Amount
Loan limits are designed to support various group activities such as small businesses, farming, handicrafts, or retail.
Community Development
The scheme contributes to economic growth and financial stability within communities.
Eligibility
The Bachatgat Loan is available for women's groups that meet the following criteria:
- Registered Women's Self-Help Group (Bachatgat).
- The group must be active for a minimum of 6 months.
- Minimum 5 members required in the group.
- The group must maintain regular savings and meeting records.
These eligibility requirements ensure financial discipline and group accountability.
Documentation & Security
To apply for a Bachatgat Loan, the following documents are required:
- SHG Registration Certificate or Group Resolution
- Aadhaar Card and PAN Card of group members
- Group Account Passbook
- Income and activity details of the group
- Group Meeting Register and Savings Record
Proper documentation ensures smooth loan processing and responsible financial management.