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Deposit Scheme · Fixed Deposit MIS
Special Offer
18 Months MIS FD at 12% Interest
Earn regular monthly income from your savings with flexible tenure and safe, stable returns.
The Fixed Deposit MIS (Monthly Income Scheme) offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed for individuals who want to earn a stable and regular monthly income from their savings.
This scheme allows members to invest a lump sum amount and receive interest payouts at regular intervals, making it an ideal option for individuals seeking consistent cash flow while keeping their principal investment secure. The Fixed Deposit MIS scheme is particularly suitable for senior citizens, individuals planning regular income, and investors who want a safe and structured income-generating investment option.
These features provide flexibility while ensuring stable returns for investors.
The Fixed Deposit MIS scheme provides competitive interest rates based on the deposit tenure. • Rate of Interest ranges between 5.5% to 8.5% depending on tenure • Senior citizens receive an additional 0.5% interest benefit • Women investors receive an additional 0.5% interest benefit This structure helps maximize returns for eligible investors while maintaining financial security.
| Amount | Interest Rate | Interest Amount | Total Amount |
|---|---|---|---|
| 100000 | 12% | 18000 | 118000 |
| 200000 | 12% | 36000 | 236000 |
| 300000 | 12% | 54000 | 354000 |
| 400000 | 12% | 72000 | 472000 |
| 500000 | 12% | 90000 | 590000 |
| 600000 | 12% | 108000 | 708000 |
| 700000 | 12% | 126000 | 826000 |
| 800000 | 12% | 144000 | 944000 |
| 900000 | 12% | 162000 | 1062000 |
| 1000000 | 12% | 180000 | 1180000 |
Investors receive periodic income while their principal amount remains invested securely.
The investment is managed under a cooperative financial system focused on member safety.
Members can choose deposit duration based on their financial needs.
The scheme helps individuals create a steady income source during retirement.
This scheme is ideal for:
