Deposit Scheme · Daily Deposit
Flexible Daily Savings Plan in Maharashtra
Designed for shopkeepers and small traders — small daily savings with a business-friendly structure.
The Daily Deposit Scheme offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed for individuals who prefer saving small amounts regularly. This scheme helps members build financial discipline while accumulating savings through convenient daily deposits.
It is a simple and secure savings option suitable for individuals, small traders, shop owners, and families who want to grow their funds gradually without making large investments at once.
- Easy daily investment
- Safe and flexible savings plan
- Suitable for all income groups
- Convenient and disciplined saving method
Benefits of Daily Deposit Scheme
- Simple investment product which offers safety and flexibility.
- Minimum period of deposit: 6 Months.
- No limit for maximum period of deposit.
- Minimum amount of deposit starts from ₹100.
- No limit for maximum deposit amount.
- Option of premature or partial withdrawal in case of urgent funds requirement without penalty.
This scheme allows members to save according to their convenience while maintaining financial discipline.
Rate of Interest
The Daily Deposit Scheme offers steady returns based on the investment tenure. • Rate of Interest ranges between 6% to 7% depending on tenure This ensures stable growth of savings while maintaining flexibility for investors.
Daily Saving Deposit Chart
Small daily savings with attractive maturity returns.
| Daily Deposit Saving | Maturity Amount | |
|---|---|---|
| 6 Months : 6% | 12 Months : 7% | |
| 100 | 18,569 | 37,884 |
| 200 | 37,179 | 75,768 |
| 300 | 55,708 | 1,13,652 |
| 400 | 74,277 | 1,51,536 |
| 500 | 92,847 | 1,89,420 |
| 600 | 1,11,416 | 2,27,304 |
| 700 | 1,29,986 | 2,65,188 |
| 800 | 1,48,555 | 3,03,072 |
| 900 | 1,67,124 | 3,40,956 |
| 1000 | 1,85,694 | 3,78,840 |
* Terms & Conditions apply.
Why Choose Daily Deposit?
Easy Daily Savings
Members can save small amounts every day, making it convenient for individuals with regular income or daily business transactions.
Safe Investment Option
Your savings are managed within a structured cooperative financial system.
Financial Discipline
Daily deposits encourage consistent saving habits and better money management.
Suitable for Everyone
The scheme is accessible for individuals across different income groups due to the low minimum deposit requirement.
Eligibility
- Any individual who is resident of India.
- Minimum age limit is 18 years.
- Accounts for minors can also be opened through guardians.
Documents Required
- Identity Proof of depositor
- Address proof of depositor
- In case of minor account, guardian's documents and signature required
Who Should Invest in Daily Deposit?
This scheme is ideal for:
- Small business owners
- Retail shopkeepers
- Self-employed individuals
- Salaried professionals
- Families planning small daily savings