Loan Product · Business & CC Loan
Business Loan & Cash Credit (CC) Facility in Maharashtra
Working capital loans, CC loans, startup & small business funding with flexible repayment.
The Business Loan and Cash Credit (CC) facility offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed to support entrepreneurs, business owners, and professionals who require financial assistance for business growth and working capital needs.
This loan service helps businesses maintain smooth cash flow, expand operations, and manage financial requirements efficiently. Whether you are planning business expansion, purchasing inventory, or managing operational expenses, our loan solutions are structured to provide reliable financial support.
- High financing options
- Quick loan processing
- Flexible credit facility
- Ideal for working capital requirements
Loan Aspects
Our Business Loan and CC Loan facility offers flexible financing options for eligible applicants.
- High financing facility available.
- Loan limit ranges from 60% to 75% of mortgage valuation.
- Cash Credit (CC) loan is renewed every year.
- Pre-payment penalty: 2% penalty charges applicable.
This structure allows businesses to manage working capital effectively while maintaining flexibility.
ROI & Handling Charges
The loan facility includes structured interest and processing charges. The interest and charges are structured to ensure transparency and easy financial planning for borrowers.
Rate of Interest
18%
Handling Charges
Applicable on half-yearly or yearly basis.
Why Choose Our Business Loan?
Flexible Business Financing
Our loan structure is designed to meet the working capital requirements of businesses.
High Loan Amount
Financing is provided based on mortgage valuation, allowing access to higher loan limits.
Reliable Credit Facility
CC loans provide continuous access to funds for daily business operations.
Transparent Loan Process
Clear eligibility criteria and documentation ensure a straightforward application process.
Eligibility
The Business Loan and CC Loan facility is available for:
- Businesspersons
- Self-employed individuals
- Professionals having regular source of income
Applicants must demonstrate financial stability and repayment capacity.
Documentation & Security
To apply for a Business Loan or CC Loan, the following documents and security requirements are applicable:
- In case of new customers, the applicant and guarantors need to open a savings or current account.
- Last 3 years Income Tax Returns (ITR).
- Property documents for mortgage.
- Business registration certificate.
- Two acceptable guarantors.
These requirements ensure responsible lending and secure financial transactions.