Loan Product · Mortgage Loan
Loan Against Property in Maharashtra
Loan against property with structured EMI, flexible tenure, and higher loan eligibility.
The Mortgage Loan (Loan Against Property) offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. provides individuals and business owners with access to high-value financing by pledging their property as collateral.
This loan facility is ideal for individuals who require substantial funds for business expansion, education, medical needs, home renovation, or other major financial requirements. By mortgaging residential, commercial, or industrial property, borrowers can access higher loan amounts with flexible repayment tenure.
- High loan amounts
- Flexible repayment tenure
- Secure financing option
- Transparent loan structure
Loan Aspects
Our Mortgage Loan scheme provides flexible financing for property owners.
- Loan against residential, commercial, or industrial property.
- High loan amounts based on property valuation.
- Loan limit up to 60% to 70% of the property's market value.
- Flexible tenure up to 10 years.
This structure allows borrowers to access significant funds while managing repayment comfortably.
ROI & Handling Charges
Prepayment / Foreclosure: Allowed with nominal charges. This transparent structure helps borrowers plan repayment effectively.
Rate of Interest
18%
Handling Charges
As applicable
Why Choose Mortgage Loan?
High Loan Amount
Borrowers can access large financing amounts based on property value.
Flexible Repayment Tenure
Repayment options allow borrowers to manage EMIs over a longer period.
Secure Financing
Property-backed loans provide stability and structured financing.
Multi-Purpose Loan
Funds can be used for business expansion, education, medical expenses, or other financial needs.
Eligibility
The Mortgage Loan facility is available for:
- Salaried individuals
- Self-employed professionals or businesspersons
- Property owners with clear title and proper documentation
Applicants must demonstrate repayment capacity and property ownership.
Documentation & Security
To apply for a Mortgage Loan, the following documents are required:
- Identity & Address Proof: Aadhaar, PAN, etc.
- Income Proof: Latest ITR (2–3 years), salary slips, bank statements
- Property Documents: Title deed, 7/12 extract, property tax receipt, etc.
- Photographs
- Guarantors as required by the loan policy
Proper documentation ensures secure loan processing and responsible lending.