Deposit Scheme · Recurring Deposit
Best Recurring Deposit Scheme in Maharashtra
Special Offer
24 Months RD at 11.50% Interest
Build disciplined monthly savings with competitive returns and flexible 24-month & 4-year plans.
The Recurring Deposit (RD) Scheme offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed for individuals who want to build savings gradually through disciplined monthly investments.
Recurring Deposit allows members to deposit a fixed amount every month and earn attractive returns over time. This structured savings plan helps individuals accumulate funds systematically while maintaining financial discipline.
With branches serving Maharashtra, the scheme provides a secure and reliable savings option for individuals looking to grow their funds through a trusted cooperative financial institution.
- Small monthly investments
- Attractive interest returns
- Flexible tenure options
- Safe cooperative investment model
Benefits of Recurring Deposit Scheme
Our Recurring Deposit scheme provides several advantages for individuals who want flexible and safe savings options.
- Simple investment product which offers safety and flexibility.
- Minimum period of deposit: 12 Months.
- No limit for maximum period of deposit.
- Minimum amount of deposit starts from ₹1000.
- No limit for maximum deposit amount.
- Option of premature or partial withdrawal in case of urgent funds requirement without penalty.
These features make the scheme suitable for both small savers and long-term investors.
Rate of Interest
The Recurring Deposit scheme offers attractive returns for disciplined investors. • Rate of interest ranges between 10% to 11.50% depending on tenure • Senior citizens receive an additional 0.5% interest benefit This ensures stable growth and predictable maturity value for members.
Recurring Deposit Chart
Monthly savings with attractive maturity returns across flexible tenures.
| Monthly Saving Deposit | Maturity Amount | ||
|---|---|---|---|
| 12 Months : 10% | 24 Months : 11% | 36 Months : 11.50% | |
| 1,000 | 12,650 | 26,750 | 42,383 |
| 2,000 | 25,300 | 53,500 | 84,765 |
| 3,000 | 37,950 | 80,250 | 1,27,148 |
| 4,000 | 50,600 | 1,07,000 | 1,69,530 |
| 5,000 | 63,250 | 1,33,750 | 2,11,913 |
| 6,000 | 75,900 | 1,60,500 | 2,54,295 |
| 7,000 | 88,550 | 1,87,250 | 2,96,678 |
| 8,000 | 1,01,200 | 2,14,000 | 3,39,060 |
| 9,000 | 1,13,850 | 2,40,750 | 3,81,443 |
| 10,000 | 1,26,500 | 2,67,500 | 4,23,825 |
* Terms & Conditions apply. We accept deposits from cooperative credit societies and trusts and provide an additional 0.50% interest rate over the standard rate.
Why Choose Recurring Deposit?
Build Savings with Small Monthly Deposits
Recurring Deposit helps individuals save small amounts regularly instead of investing a large lump sum.
Safe and Reliable Investment
Your investment grows steadily in a structured cooperative financial system.
Ideal for Future Financial Goals
The maturity amount can be used for education, family needs, business planning, or other long-term goals.
Encourages Financial Discipline
Regular monthly deposits help create a consistent saving habit.
Eligibility
- Any individual who is resident of India.
- Minimum age limit is 18 years
- Accounts for minors can be opened through guardians.
Documents Required
To open a Recurring Deposit account, the following documents are required:
- Identity Proof of depositor
- Address proof of depositor
- In case of minor, guardian's documents and signature required
Who Should Invest in Recurring Deposit?
This scheme is suitable for:
- Salaried professionals
- Small business owners
- Families planning future savings
- Students planning education
- Individuals building long-term financial security
Start Your Recurring Deposit Investment Today
Secure your financial future with a disciplined savings plan from Dnyankrupa Multistate Co-operative Credit Society Ltd.
- Safe investment option
- Attractive interest rates
- Flexible tenure plans
- Simple account opening process