Deposit Scheme · Fixed Deposit
High Interest Fixed Deposit in Maharashtra
Special Offer
13 Months FD at 12% Interest
Attractive fixed deposit interest rates, 13-month plan, monthly income option, and flexible tenures.
The Fixed Deposit (FD) Scheme offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed for individuals who want safe, reliable, and stable returns on their investments. Fixed deposits remain one of the most trusted financial instruments for disciplined investors because they offer predictable returns and capital protection.
Our fixed deposit scheme provides competitive interest rates, flexible tenure options, and complete transparency for members. Whether you are planning to build long-term savings, secure your family's financial future, or generate regular income, our FD scheme provides a dependable investment option.
With a strong presence across Maharashtra including Navi Mumbai, Koparkhairane, Masjid Bunder, and Lalbaug, we continue to support individuals and families in building financial stability through structured investment plans.
- Attractive interest rates
- Flexible deposit tenure
- Safe and reliable investment
- Suitable for all investors
Benefits of Fixed Deposit Scheme
Our Fixed Deposit scheme offers multiple advantages that make it a preferred investment option for many members.
- Simple investment product which offers safety and flexibility.
- Minimum period of deposit: 30 days.
- No limit for maximum period of deposit.
- Minimum deposit amount starts from ₹500.
- No limit for maximum deposit amount.
- Option of premature or partial withdrawal in case of urgent financial requirements without penalty.
These benefits make the Fixed Deposit scheme suitable for both small savers and investors who want to invest larger amounts with security.
Rate of Interest
Dnyankrupa Multistate offers competitive interest rates designed to provide stable and attractive returns for members. • Rate of Interest ranges between 8.00% to 11.00% depending on the tenure of the deposit. • Senior citizens receive an additional 0.5% interest rate benefit. The interest structure ensures better earning potential for disciplined investors while maintaining financial safety.
Fixed Deposit Interest Rates
Competitive interest rates with additional benefits for senior citizens.
| Deposit Type | Interest | Sr. Citizen |
|---|---|---|
| 30 to 120 Days | 8.00% | 8.50% |
| 121 Days to 1 Year | 9.00% | 9.50% |
| 1 Year to 2 Years | 10.00% | 10.50% |
| 2 Years & above | 11.00% | 11.50% |
* Terms & Conditions apply.
Why Choose Fixed Deposit?
Fixed Deposits are widely considered one of the safest investment options because they offer guaranteed returns and financial discipline.
Fixed Deposits are widely considered one of the safest investment options because they offer guaranteed returns and financial discipline.
Safe and Stable Investment
Your principal investment remains protected while generating steady interest income.
Flexible Tenure Options
Members can choose deposit duration according to their financial goals.
Ideal for Financial Planning
FD investments are suitable for future planning such as education, marriage, retirement, or emergency savings.
Accessible for All Investors
With a minimum deposit starting from ₹500, the scheme allows individuals from different income groups to participate.
Eligibility
The Fixed Deposit scheme is designed to be accessible to a wide range of investors.
- Any individual who is a resident of India can open a Fixed Deposit account.
- Minimum age limit is 18 years.
This flexibility ensures that individuals, families, and guardians investing for minors can benefit from the scheme.
Documents Required
To open a Fixed Deposit account, the following documents are required:
- Identity proof of the depositor
- Address proof of the depositor
- In case of a minor account, guardian's documents and signature are required
Our branch team assists members in completing the process smoothly and efficiently.
Who Should Invest in Fixed Deposit?
The FD scheme is suitable for a wide range of investors including:
- Salaried professionals
- Senior citizens seeking stable returns
- Small business owners
- Families planning long-term savings
- Individuals looking for safe investment options
Start Your Fixed Deposit Today
If you are looking for a secure fixed deposit investment in Maharashtra, Dnyankrupa Multistate Co-operative Credit Society Ltd. provides a transparent and member-focused investment platform. Visit your nearest branch or contact our team to open your Fixed Deposit account today.